Terms of Use

Last Modified: April 16, 2026

Welcome to OverstockedCars ("Company," "we," or "us"). The following terms and conditions (these "Terms of Use"), together with any documents they expressly incorporate by reference, govern your access to and use of OverstockedCars (the "Website"), including any content, functionality, and services offered on or through the Website and any related applications, networks, communication channels, or other services provided by us (collectively, the "Services").

Please read the Terms of Use carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by reference. All information we collect on this Website is subject to our Privacy Policy. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Website.

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and they apply to all access to and use of the Website thereafter. Your continued use of the Website or any of our Services following the posting of revised Terms of Use means that you accept and agree to the changes.

I. Services

We provide users the opportunity to obtain information about certain vehicles, loans, and other financial products and services offered through third-party service providers and advertisers. We are not an agent or advisor to you or any other third party. You acknowledge and agree that our Website is solely an intermediary to connect users with service providers in order to obtain information about certain products and services.

You acknowledge and agree that we are not a dealer, lender, financial institution, credit card issuer, or other financial service provider, and that any information or advice made available through the Services is for informational purposes only. We do not, and will not, make any coverage or credit decision with any service provider that may be referred to you through our Services. We do not (i) validate the licensing, certification, or other qualification of service providers that you may encounter through our Services, (ii) guarantee the terms or rates offered by any third party through or on our Services, or (iii) issue credit in any form. We are not responsible for the conduct or policies of the service providers.

II. Eligibility

This Website and our Services are offered and available to users who are 18 years of age or older and reside in the United States or any of its territories or possessions. By using this Website, you represent and warrant that you are of legal age to form a binding contract with OverstockedCars and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website or any of the Services.

III. Accessing the Website and Account Security

We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in whole or in part, in our sole discretion without notice. We will not be liable if, for any reason, all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users.

In order to access some of the Services, you may be required to provide certain contact information through our Website. You agree that all information you provide is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

In order to receive information from third-party service providers, you will be required to submit a request ("Information Request") that provides certain information about yourself, such as your email address, phone number, date of birth, Social Security Number, bank account information, credit score, financial information, and homeowner status ("User Data"). You represent and warrant that all User Data you submit is true and accurate and that you are authorized to share it with us. You agree that all User Data submitted in an Information Request is governed by the privacy policies of the service provider or third party to whom you submit the Information Request. You authorize service providers and their affiliates to conduct all necessary research with your User Data for purposes of providing you with the information you request.

IV. Intellectual Property Rights

The Website and its entire contents, features, and functionality (including all information, software, text, displays, images, video and audio, and the design, selection, and arrangement thereof) (the "Licensed Content") are owned by OverstockedCars, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade-secret, and other intellectual property or proprietary rights laws.

The OverstockedCars name, the OverstockedCars logo, and all related names, logos, product and service names, designs, and slogans are trademarks of OverstockedCars or its affiliates or licensors. You must not use such marks without the prior written permission of OverstockedCars.

OverstockedCars grants you a personal, non-transferable, and non-exclusive right and license to use the Website on a computer or other device and the Licensed Content, provided that you do not (and do not allow any third party to) copy, reproduce, distribute, reverse engineer, or otherwise exploit any content, code, data, or materials on the Website. You agree not to modify the Website in any manner or form, nor to use modified versions of the Website for any purpose.

If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Website in breach of these Terms of Use, your right to use the Website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

V. User Contributions

The Website may contain message boards and other interactive features (collectively, "Interactive Services") that allow users to post, submit, publish, display, or transmit content or materials (collectively, "User Contributions"). All User Contributions must comply with the Content Standards set out in these Terms of Use. You are solely responsible for any User Contribution you post and the consequences of posting or publishing it. We are not responsible, or liable to any third party, for the content or accuracy of any User Contributions posted by you or any other user.

Any User Contribution you post will be considered non-confidential and non-proprietary. By providing any User Contribution, you grant us and our affiliates and service providers (and each of their licensees, successors, and assigns) the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose. You represent and warrant that you own or control all rights in and to the User Contributions and have the right to grant the license granted above.

VI. Prohibited Uses and Content Standards

You may use the Website and the Services only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website or the Services:

  • In any way that violates any applicable federal, state, local, or international law or regulation.
  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.
  • To send, knowingly receive, upload, download, use, or re-use any material that does not comply with the Content Standards.
  • To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," or "spam."
  • To impersonate or attempt to impersonate OverstockedCars, a OverstockedCars employee, another user, or any other person or entity.
  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which may harm OverstockedCars or users or expose them to liability.

Additionally, you agree not to:

  • Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Website.
  • Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website.
  • Use any manual process to monitor or copy any of the material on the Website, or for any other unauthorized purpose without our prior written consent.
  • Use any device, software, or routine that interferes with the proper working of the Website or the Services.
  • Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.
  • Attack the Website via a denial-of-service or distributed-denial-of-service attack.

VII. Monitoring and Enforcement; Termination

We have the right to:

  • Remove or refuse to post any User Contributions for any or no reason in our sole discretion.
  • Take any action with respect to any User Contribution that we deem necessary or appropriate, including if we believe it violates these Terms of Use, infringes any right of any person or entity, threatens the personal safety of users or the public, or could create liability for OverstockedCars.
  • Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights.
  • Take appropriate legal action, including referral to law enforcement, for any illegal or unauthorized use of the Website.
  • Terminate or suspend your access to all or part of the Website for any or no reason, including any violation of these Terms of Use.

You waive and hold harmless OverstockedCars and its affiliates, licensors, and service providers from any claims resulting from any action taken during or as a result of investigations, and from any actions taken as a consequence of investigations by such parties or law enforcement authorities.

VIII. Digital Millennium Copyright Act

DMCA Notification. We comply with the provisions of the Digital Millennium Copyright Act applicable to Internet service providers (17 U.S.C. §512, as amended). If you have an intellectual property rights complaint about material posted on the Website, please contact us via our Contact page.

Notice procedure. Any notice alleging that materials hosted by or distributed through the Services infringe intellectual property rights must include: an electronic or physical signature of the person authorized to act on behalf of the rights holder; a description of the protected work; a description of the allegedly infringing material and its location on the Services; your address, telephone number, and email address; a statement that you have a good-faith belief that the use is not authorized; and a statement, under penalty of perjury, that the above information is accurate and that you are authorized to act.

Repeat infringer. OverstockedCars will promptly, without notice, terminate accounts or suspend access of users that we determine to be "repeat infringers." A repeat infringer is a user who has been notified of infringing activity or has had User Contributions removed from the Website at least twice.

IX. Reliance on Information Posted

The information presented on or through the Website and our Services is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. This Website includes content provided by third parties, including other users and third-party licensors, affiliates, aggregators, and financial service providers. All statements and opinions expressed in those materials are solely the opinions and responsibility of the person or entity providing them.

X. Changes to the Website

We may update the content on this Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material.

XI. Linking to the Website and Social Media Features

The Website may provide tools that enable you to export information, including through buttons on third-party social media services (such as "like" or "share" buttons). By using one of these tools, you agree that we may transfer that information to the applicable third-party service. Third-party services are not under our control, and we are not responsible for any third-party service's use of your exported information. We may disable all or any social media features and any links at any time without notice in our discretion.

XII. Links from the Website

If the Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. We have no control over the contents of those sites or resources, and we accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

XIII. Geographic Restrictions

We provide this Website for use only by persons located in the United States. We make no claims that the Website or any of its content is accessible or appropriate outside of the United States. If you access the Website from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

XIV. Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and for maintaining a means external to our Website for any reconstruction of any lost data.

Use of the Services is at your own risk. The Services are provided on an "as is" and "as available" basis. OverstockedCars and its affiliates, suppliers, and partners expressly disclaim all warranties of any kind, whether express or implied, including the implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement. OverstockedCars and its affiliates, suppliers, and partners make no warranty that the Website or the Services will meet your requirements, be uninterrupted, timely, secure, or error-free, or that any errors will be corrected.

XV. Limitation on Liability

IN NO EVENT WILL OverstockedCars, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, AND LOSS OF DATA — WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

OverstockedCars EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY FOR ANY CONTENT, PRODUCTS, OR SERVICES PROVIDED BY SERVICE PROVIDERS AND OTHER THIRD PARTIES. IF, NOTWITHSTANDING THE FOREGOING, OverstockedCars IS DETERMINED TO BE LIABLE TO YOU, YOU AGREE THAT IN NO EVENT SHALL OverstockedCars's TOTAL LIABILITY EXCEED US$50.00.

The foregoing does not affect any liability which cannot be excluded or limited under applicable law.

XVI. Indemnification

You agree to defend, indemnify, and hold harmless OverstockedCars, its affiliates, licensors, and service providers — and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns — from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including the submission of your User Data, your User Contributions, or any use of the Services, the Website's content, or any products obtained through the Website or Services.

XVII. Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Use, and any dispute or claim arising therefrom or related thereto (in each case including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Virginia, without giving effect to any choice or conflict of law provision or rule. Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Virginia. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

XVIII. Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

XIX. Class Action Waiver

You hereby agree that any dispute or claim that you may have arising out of or relating to these Terms of Use or the Website shall be brought individually, and you shall not join such claim with claims of any other person or entity or bring, join, or participate in a class action against OverstockedCars.

XX. Waiver and Severability

No waiver by OverstockedCars of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition, and any failure of OverstockedCars to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision. If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent possible, and the remaining provisions of these Terms of Use will continue in full force and effect.

XXI. Entire Agreement

These Terms of Use and our Privacy Policy constitute the sole and entire agreement between you and OverstockedCars with respect to the Website and the Services, and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Website and the Services.

XXII. Contact Information

All feedback, comments, requests for technical support, and other communications relating to the Website should be directed to us via our Contact page.

Thank you for visiting OverstockedCars.

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